I was taught good habits with my money from a young age.  You get paid and 10% or your money goes to church and 10% goes into savings.  The rest of your money you use for your needs and if there is anything left over, your wants.  I did very well with my money too.  I always had money set aside in my savings account and was always able to pay all of my bills in full.

George did not learn the same good habits and brought a lot of debt with him when we met.  I got into some bad habits of buying a bunch of stuff on credit cards that I couldn’t pay for.  And before I knew it we had a whole lot of debt.  It was time for us to get serious about our money.

For the most part I took care of all of our debt.  I put us on a strict budget and got all of our debt paid off in a couple of years.  Now we have a nice amount of money set aside in our savings account.  And if we can’t afford something- we don’t buy it.